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WHAT'S INSIDE THE GUIDE
01 | PROPERTY TAXES & HOMESTEAD
REAL STORY: A Buyer just like you fell in love with a home in Palm Beach Gardens. The listing showed a $3,800 tax bill, but his first real bill turned out to be $9,300 a year! He ended up selling the home within twelve months.
When it comes to Florida home buying, understanding Florida's tax rules is crucial. Buyers who overlook these rules often find themselves regretting it later. One filing done correctly can lock in your tax rate for life, while missing it means the county could reset your bill the day you close. For valuable Florida residency tips, be sure to educate yourself on these important aspects of real estate in Florida.
02 | HOMEOWNERS INSURANCE
REAL STORY: After a hurricane, the wind carrier claimed the damage was due to rising water, while the flood carrier insisted it was from wind-driven rain. In the end, NOBODY PAID. The homeowner waited months, facing the reality of a destroyed house and two ineffective policies.
Florida's insurance market operates uniquely, and those who successfully navigate it do so because they understood the rules before signing anything—a crucial tip for anyone looking into Florida residency tips or real estate in Florida.
03 | CONDOMINIUMS & HOA's
REAL STORY: Six days before Christmas, a new buyer picked up his keys, only to be handed a bill for $90,000 by the management company. The board had voted on the special assessment the week before, and nobody informed him!
In Florida, Buyers who are familiar with Florida residency tips and know exactly what documents to demand, and when to demand them, never face surprises at the closing table when dealing with real estate in Florida.